Our Investment Approach

We offer five investment portfolio models that:

  • Cover risk levels: low, low-medium, medium, medium-high and high risk.
  • Use a blend of active and passive funds to invest in the mainstream asset classes including shares, fixed interest securities, cash and commercial property.
  • Aim for good returns ahead of inflation, whilst also seeking to incorporate defensive qualities, so you have some cushion if the markets drop
  • Concentrate on using funds that are protected by the Financial Services Compensation Scheme (many are not). 

Our investment portfolios aim to meet your income or growth requirements at an acceptable level of risk that allows you to sleep at night.

If you want your investments to be aligned with your views on social, ethical and environmental (SEE) issues, you can ask us to use investment funds that avoid buying shares in companies involved in, for instance, the manufacture or distribution of pornography, tobacco products, weapons etc.

We will identify funds that offer a reasonable match to your views and organise a suitable portfolio.


Financial Advice

Financial Advice

Tell us what it is that you want to do, then sit back and relax, whilst we... Work out how to do it and what is required Optimise your existing arrangements, or if appropriate, set up

read more
Financial Planning

Financial Planning

Tell us how much money you need (in today’s terms), and when, and we will: Build a cash flow forecast using the information you have given us Work out how to meet your needs and what is

read more
PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management) is our ongoing service which: Manages our investment portfolios, and where we fall out of love with a fund, we will write to you to recommend a fund

read more
Retirement Planning

Retirement Planning

Pre Retirement, put yourself in the picture, ask us to: Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to

read more
Fees and Charges

Fees and Charges

Please call us now on 01823 324432 to request a bespoke fee quote. Initial and one – off pieces of work We are happy to have an initial discussion with you by telephone or at our office.

read more