Our Investment Approach
We offer five investment portfolio models that:
- Cover risk levels: cautious, cautious-moderate, moderate, moderate-adventurous and adventurous.
- Use a blend of active and passive funds to invest in the mainstream asset classes including shares, fixed interest securities, cash and commercial property.
- Aim for good returns ahead of inflation, whilst also seeking to incorporate defensive qualities, so you have some cushion if the markets drop
- Concentrate on using funds that are protected by the Financial Services Compensation Scheme (many are not).
Our investment portfolios aim to meet your income or growth requirements at an acceptable level of risk that allows you to sleep at night.
If you want your investments to be aligned with your views on social, ethical and environmental (SEE) issues, you can ask us to use investment funds that avoid buying shares in companies involved in, for instance, the manufacture or distribution of pornography, tobacco products, weapons etc.
We will identify funds that offer a reasonable match to your views and organise a suitable portfolio.