Please call us now on 01823 324432 to request a bespoke fee quote.

Initial and one – off pieces of work

We are happy to have an initial discussion with you by telephone or at our office. If we can help, we will provide you with a bespoke, no obligation quote.

We will not commence any chargeable work for you until you are happy and instruct us to proceed.

Ongoing Service

Typically our initial fee is quoted in £

The fee for our ongoing Portfolio Advisory Management (PAM) service is calculated as 0.50% per annum of the value of investments under management. For instance, for an investment of £100,000 we would receive £500 per annum.

Our PAM fee will increase if assets grow or decrease if assets go down in value. This ongoing service can be cancelled by written notification at any time, without penalty.

When you invest in pension or investment funds we want you to know the charges associated with your investments, where the charges are taken and typically how much. We have provided an indication in the table below, broken down between our fees, funds charges and platform charges ( A platform is an Online Service that allows Financial Advisors to efficiently manage your investments).

Estimate of Typical Overall Costs for a Pension or Investment Portfolio

Please find below an indication of our fees and the associated product related charges on a hypothetical basis. If you receive a fee quote, that will take precedence.

£250,000 Invested

£500,000 Invested

£1,000,000 Invested

Initial Costs

Ongoing Costs

Initial Costs

Ongoing Costs

Initial Costs

Ongoing Costs

£

%

£ pa

% pa

£

%

£ pa

% pa

£

%

£ pa

% pa

KEYTE fees

£2,000

0.80%

£1,250

0.50%

£3,250

0.65%

£2,500

0.50%

£5,000

0.50%

£5,000

0.50%

Fund charges

£500

0.20%

£1,250

0.50%

£1,000

0.20%

£2,500

0.50%

£2,000

0.20%

£5,000

0.50%

Platform charges

£0

0.00%

£830

0.33%

£0

0.00%

£1,592

0.32%

£0

0.00%

£2,704

0.27%

Total charges

£2,500

1.00%

£3,330

1.33%

£4,250

0.85%

£6,592

1.32%

£7,000

0.70%

£12,704

1.27%

Financial Advice

Financial Advice

Tell us what it is that you want to do, then sit back and relax, whilst we... Work out how to do it and what is required Optimise your existing arrangements, or if appropriate, set up

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Financial Planning

Financial Planning

Tell us how much money you need (in today’s terms), and when, and we will: Build a cash flow forecast using the information you have given us Work out how to meet your needs and what is

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PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management) is our ongoing service which: Manages our investment portfolios, and where we fall out of love with a fund, we will write to you to recommend a fund

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Retirement Planning

Retirement Planning

Pre Retirement, put yourself in the picture, ask us to: Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to

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Savings & Investments

Savings & Investments

Our Investment Approach We offer five investment portfolio models that: Cover risk levels: low, low-medium, medium, medium-high and high risk. Use a blend of active and passive funds to

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