Pre Retirement, put yourself in the picture, ask us to:

  • Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to do if you want to improve the position
  • Identify the changes needed once your earned income stops, as your capacity to accept an investment loss alters
  • Confirm how your pension fund death benefit will be organised, and suggest any changes if required. 

 

At Retirement, look for the best deals available, ask us to: 

  • Identify entitlements to safeguarded benefits like guaranteed annuity rates, tax free cash higher than 25% or guaranteed pensions with inflationary increases, and any issues with the Lifetime Allowance
  • Compare the options of annuity purchase and flexi access drawdown and arrange the appropriate transactions and income stream
  • Monitor progress thereafter with our ongoing service.

Financial Advice

Financial Advice

Tell us what it is that you want to do, then sit back and relax, whilst we... Work out how to do it and what is required Optimise your existing arrangements, or if appropriate, set up

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Financial Planning

Financial Planning

Tell us how much money you need (in today’s terms), and when, and we will: Build a cash flow forecast using the information you have given us Work out how to meet your needs and what is

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PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management)

PAM (Portfolio Advisory Management) is our ongoing service which: Manages our investment portfolios, and where we fall out of love with a fund, we will write to you to recommend a fund

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Savings & Investments

Savings & Investments

Our Investment Approach We offer five investment portfolio models that: Cover risk levels: low, low-medium, medium, medium-high and high risk. Use a blend of active and passive funds to

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Fees and Charges

Fees and Charges

Please call us now on 01823 324432 to request a bespoke fee quote. Initial and one – off pieces of work We are happy to have an initial discussion with you by telephone or at our office.

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