Pre Retirement, put yourself in the picture, ask us to:
- Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to do if you want to improve the position
- Identify the changes needed once your earned income stops, as your capacity to accept an investment loss alters
- Confirm how your pension fund death benefit will be organised, and suggest any changes if required.
At Retirement, look for the best deals available, ask us to:
- Identify entitlements to safeguarded benefits like guaranteed annuity rates, tax free cash higher than 25% or guaranteed pensions with inflationary increases, and any issues with the Lifetime Allowance
- Compare the options of annuity purchase and flexi access drawdown and arrange the appropriate transactions and income stream
- Monitor progress thereafter with our ongoing service.