Best buys

Cash Best Buy Tables

Please find below a selection of Best Buy cash investments updated at the beginning of the month. For more recent information please refer to Moneyfacts or Which? or the weekend papers.

MAY 2012

PROVIDER RATE (AER) TERM ACCESS MIN DEPOSIT
Instant access accounts
Manchester BS Platinum Instant Issue 2 3.06% (variable rate) Instant access Post, branch £1,000
Virgin Money Easy Access Saver 2.85% (variable rate) Instant access Post, branch £1
Cash ISA’s (Tax Free)
Cheshire BS Direct Cash ISA 3.50% (includes bonus of 2.50% for 18 months) Instant access Post £1,000
Skipton BS Bonus Cash ISA 3.10% (includes bonus of 1.10% for 12 months) Instant access Post, online, telephone £1
Cash ISA Transfers (Tax Free)
Santander Direct ISA Issue 9 3.30% (includes bonus of 2.80% for 12 months) Instant access Online, telephone £2,500
Post Office Premier Cash ISA 3.01% (includes bonus of 1.26% for 18 months) Instant access Post, telephone  £100
1 Year Fixed Rate Bond
Tesco Bank 1 Year Fixed Rate Saver 3.50% 1 year Post, online,  £2,000
Aldermore 1 Year Fixed Rate 3.35% 1 year Post, online, telephone  £1,000
NS&I Certificates (Tax Free)
NS&I Fixed Interest Savings Certificates Not available 5 years Post, online, telephone £500
NS&I Index Linked Savings Certificates Not available 5 years Post, online, telephone £500

* We recommend that clients limit deposits with a single provider to £85,000 per person in order to be covered by the maximum protection from the Financial Services Compensation Scheme (FSCS).

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